Brite Future overview
Brite Future checking is designed to help you get more from the money you keep in your everyday account. With no minimum opening balance and convenient features like online and mobile banking, mobile deposit, bill pay, and card management, it has the tools you need for day-to-day banking. Plus, when you receive a qualifying direct deposit or ACH credit, make at least 12 debit card purchases each statement cycle, and enroll in eStatements, you can earn high-yiled returns on balances up to $25,000 with no monthly maintenance fee.
Highlights
Brite Future features
Brite Future perks
- High-yield account, so you can earn more on checking balances when you meet the monthly requirements
- No minimum opening balance, so you don’t need a large deposit to get started
- Everyday banking tools included, including online banking, mobile banking, mobile deposit and online bill pay
- Debit card access and Card Management make it easy to spend and manage your card from your mobile device
- Unlimited check writing for added flexibility
Things to consider
- To qualify for the higher interest rate on balances of $25,000 or less, you must receive a monthly eStatement, complete at least 12 posted and cleared debit card purchase transactions and have at least one posted and cleared direct deposit or ACH credit each statement cycle. ATM transactions do not count toward the 12 debit card purchases.
- If you don't meet the qualifications above, you'll be required to pay a $15 monthly maintenance fee
- Brite Future Checking is a variable-rate account, which means the interest rate may change after the account is opened
This account could be a great fit if you...
- Receive your paycheck through direct deposit
- Use eStatements over mailed statements (eStatements are required for this account!)
- Make at least 12 debit card purchases each statement cycle
- Want to earn the most interest just for putting your money in a checking account (instead of locking it away in a CD)
Start earning in just 3 steps
- Open your account: Open your Brite Future checking account online by clicking the button below, or open an account by visiting the nearest Bank CMG branch.
- Meet the monthly qualifications: Receive qualifying direct deposits, complete at least 12 debit card purchases each statement cycle, and enroll in eStatements.
- Earn more every month: Earn more on balances up to $25,000 while keeping your money fully accessible.
Frequently Asked Questions
We’re here to help! Find answers to your everyday banking questions.
To qualify for the higher interest rate on balances of $25,000 or less, you must receive a monthly eStatement, complete at least 12 posted and cleared debit card purchase transactions and have at least one posted and cleared direct deposit or ACH credit each statement cycle.
As long as you enroll for eStatements, make 12 debit card transactions, have a direct deposit/ACH credit, you won't be subject to a monthly maintenance fee. Otherwise, it is a $15 monthly maintenance fee.
Yes. Balances above $25,000 will just earn a tiered rate of interest.
No. Brite Future Checking does not require a minimum opening balance.
Yes. Brite Future Checking includes a Visa Debit Card® and access to Card Management.
Resources
Learn more about Brite Future
