Built for how you do business
Comprehensive banking solutions that help make the job of managing your business finances easier.
Business Financing Solutions
Flexible lending options to support your business
Lines of Credit
Funding for almost any commercial use. Access funds when you need them and pay interest only on what you use. Additional funds can boost working capital. Ideal for short-term or seasonal needs. And you can re-access funds without re-applying.
Commercial Real Estate
We offer in-house approval and guidance to meet your company’s unique situation. Whether you’re upgrading your existing property, buying a new location or refinancing, we’ll make it happen quickly and affordably.
SBA Loans
We provide local expertise to help you qualify for loans through the U.S. Small Business Administration (SBA). This opens up low-interest loan funds to businesses that otherwise might not qualify for traditional lending.
Frequently Asked Questions
We’re here to help! Find answers to your everyday banking questions.
A business loan provides funding that can be used for working capital, equipment purchases, expansion, inventory, payroll, or other business-related expenses.
Common uses include:
- Working capital
- Equipment purchases
- Inventory
- Hiring employees
- Marketing
- Expansion or renovations
- Debt refinancing
A business line of credit is a flexible financing solution that allows you to access funds up to a predetermined credit limit. Unlike a traditional loan, you can draw funds as needed and only pay interest on the amount you use.
Once approved, you receive a credit limit that you can draw from whenever needed. As you repay the balance, those funds become available to use again, similar to a credit card.
Much like business loans, business lines of credit can be used for:
- Working capital
- Managing cash flow
- Payroll expenses
- Inventory purchases
- Seasonal fluctuations
- Marketing campaigns
- Emergency expenses
- Unexpected business opportunities
Once your line of credit is established, funds are often available through online transfers, wire transfers, or business checking account access, depending on the lender.
A commercial real estate loan is financing used to purchase, refinance, construct, or improve income-producing or owner-occupied commercial properties such as office buildings, retail centers, warehouses, industrial facilities, multifamily properties, and mixed-use developments.
Commercial real estate loans may be used for:
- Office buildings
- Retail centers
- Industrial and warehouse properties
- Multifamily properties
- Mixed-use developments
- Medical and professional offices
- Hospitality properties
- Self-storage facilities
- Special-purpose properties
Yes. Many business owners use commercial real estate financing to purchase owner-occupied properties where their business operates, helping them build equity instead of paying rent.
A small business loan provides funding to help business owners start, operate, or grow their businesses. Funds can be used for working capital, equipment purchases, inventory, expansion, marketing, and other business-related expenses.
The best loan depends on your goals, financial situation, time in business, and intended use of funds. A lending specialist can help identify the financing solution that best fits your needs.