Savings options that grow with your goals
Build your savings with flexible options designed to help you grow your money, plan for the future, and reach your financial goals with confidence.
Which savings account is right for you?
Compare features, Annual Percentage Rates (APYs), and more.
Forward Savings Account
A standard account that offers interest for everyday savings
0.20% APY*
compounded quarterly
- Best for: everyday savers building an emergency fund or future goals
- Maintain a $100 daily balance to avoid the monthly fee
Forward Money Market
A high-yield account that offers tiered interest
2.35% APY*
compounded monthly
- Best for: savers with higher balances who want to earn more interest
- High-yield savings account
Forward Junior Savings
An account to help our youngest customers learn how to save
0.20% APY*
compounded quarterly
- Best for: parents, grandparents, or guardians saving for a child's future
- Great for birthdays, allowances and first jobs
Forward Christmas Savings
An account that helps you save for the holidays
0.20% APY*
compounded annually
- Best for: people who want to save steadily for holiday spending
- Save all year long, receive a check before the holidays
*Rates accurate as of 08/31/26
Savings Features
What comes with every account
Frequently Asked Questions
We’re here to help! Find answers to your everyday banking questions.
Savings accounts may have transaction limits depending on how funds are accessed and current regulations. It’s best to review your specific account details for any applicable limits.
Interest is typically calculated based on your account balance and paid at regular intervals. Specific timing may vary by account.
Yes. You can open multiple savings accounts to organize your money around different goals, such as emergency savings, holidays, or long-term planning.
Money Market accounts offer tiered interest, so higher balances may earn higher rates, while still providing access to your funds.