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Down Payment Assistance
A Smarter Way to Save for a Down Payment
HomeFundIt™ is designed to ease the cost of a down payment by helping future homeowners raise money through an easy-to-use online platform.
Why saving for a down payment is one of the biggest barriers to homeownership
For many aspiring homeowners, monthly mortgage payments aren't the challenge of buying a home — it's coming up with enough money upfront. Between a down payment, closing costs, and other expenses, saving enough cash can take years. HomeFundIt™ helps make homeownership more achievable by giving you a way to bring your support network into the journey, while also helping you build stronger saving habits and get closer to your homeownership goals.
Gift Your Way Home
Let your friends and family help with your down payment.
How It Works
Start raising money for your down payment today
Whether you're buying your first home or planning your next move, HomeFundIt™ helps you create a personalized path toward your homeownership goals.
Step 1: Create your HomeFundIt™ account
Step 2: Set your down payment goal
Step 3: Personalize your campaign
Step 4: Share your story with family and friends
How to use
Life's biggest moments can help you reach homeownership
Whether you're celebrating a major milestone or simply sharing your homeownership journey, HomeFundIt™ helps transform support from family and friends into progress toward your down payment goal.
- Weddings & Engagements
- Graduations
- Birthdays
- Baby Showers & Growing Families
- Holidays & Special Celebrations
- Housewarming for Your Future Home
FAQ
Frequently Asked Questions
We’re here to help! Find answers to your everyday banking questions.
HomeFundIt™ is a down payment assistance platform that helps future homeowners raise money toward their home purchase while providing tools and resources to support their savings journey.
Family members, friends, coworkers, and others who want to support your homeownership journey can contribute.
Contact a mortgage professional for current program details and eligibility requirements.
Once your account is set up, you can share your personalized page with family and friends who can make contributions toward your homeownership goal.
Contributions may be used toward eligible home purchase expenses, subject to lender guidelines and program requirements.
Many buyers find that combining personal savings with contributions helps them reach their goals faster than saving alone.
Yes. HomeFundIt™ is intended to help first-time home buyers become homeowners.
Yes. Working with a mortgage professional can help you understand your financing options and create a plan for achieving your homeownership goals.
HomeFundIt™ is designed specifically to help future homeowners overcome one of the biggest obstacles to buying a home: accumulating enough funds for a down payment.
- Weddings & Engagements: Give guests the option to contribute toward your future home instead of traditional registry gifts.
- Graduations: Turn graduation celebrations into a meaningful step toward financial independence and homeownership.
- Birthdays: Ask friends and family to help you get closer to your homebuying goal with contributions that make a difference.
- Baby Showers & Growing Families: As your family grows, loved ones can help support the next chapter by contributing toward your future home.
- Holidays & Special Celebrations: Replace another gift card or household item with a contribution that helps build your future.
- Housewarming for Your Future Home: Even before you get the keys, friends and family can help you take the next step toward homeownership.
Resources
Down Payment Gifting, Reinvented
Learn more about HomeFundIt™
First-Time Home Buyer Resources
Explore tools, tips, and insights for your homebuying journey.