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Refinance, Simplified: Meet CMG Refi LITE

Incoming! A blazing new loan program has launched, just in time for the summer. Homeowners, throw on some sunglasses because CMG Refi LITE is gleaming with savings. Designed to reduce title-related expenses, you'll want to take advantage of this new way to refinance. And not only do we have CMG Refi LITE, but we offer a wide range of options to get ahead in a higher-rate economy.

Published Jun. 4, 2026

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Incoming! A blazing new loan program has launched, just in time for the summer. Homeowners, throw on some sunglasses because CMG Refi LITE is gleaming with savings. Designed to reduce title-related expenses, you’ll want to take advantage of this new way to refinance. And not only do we have CMG Refi LITE, but we offer a wide range of options to get ahead in a higher-rate economy.

Meet CMG Refi LITE

We’re proud to announce CMG Refi LITE (Lender-Initiated Title Equivalent), a new way to refinance with reduced title insurance fees. With this innovative refi option, it’s structured to lower upfront costs for eligible homeowners.

CMG Refi LITE Highlights

  • Reduced upfront costs
    • Uses a title alternative so eligible owner-occupied Conventional refis are delivered without lender’s title insurance
  • Applies to 1-unit primary residences with limited cash-out or cash-out options
  • Available in select states
  • Homeowners may save between $225 and $2,059*
    • Average savings around $945

Check Out Rate Rebound and List & Lock™

Alongside CMG Refi LITE, we offer a couple other programs to help home buyers and sellers alike offset recent rate spikes. If you purchase with us, don’t worry about being chained to a higher rate. With Rate Rebound, you can refinance with waived lender fees if rates drop within the next five years.** For sellers to get ahead right now, List & Lock offers a way to advertise discounted rates on listings.

Explore Your Refinance Options

The summer is here with shiny new programs, new savings, and new ways expand your homeownership opportunities. The future is looking bright. Why not grab some shades and give us a call?

*Savings varies depending on loan product and state.

**CMG Home Loans will cover all customary lender fees, which are lender administrative fees, tax service fees, appraisal fee, and credit report fee. This offer does not cover discount points. Credit cannot exceed total fees. Rate Rebound is only valid on future conventional conforming, government, and jumbo loans in our retail channel (future Construction Loans, All in One, HELOCs, Bond, or HFA loans are excluded). Rate Rebound is only available on loans originated by CMG Home Loans. There may be additional restrictions based on investor. Offer may not be redeemed for cash or credit and is nontransferable. Offer cannot be retroactively applied to any loans. Offer may not be used with any other discounts, promotions, or interest-only/buy-down and second-lien products. This offer is subject to changes or cancellation at any time at the sole discretion of CMG Home Loans. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. Program will be available on loans disclosed on or after 11/1/22. Program is applicable for refinances 6 months after closing up to 5 years from original note date and with a net tangible benefit which includes a rate reduction of 0.5%, going from an ARM to fixed rate, reducing loan term, movement to a more stable product, or a lower principal and interest payment. By refinancing the existing loan, the total finance charges may be higher over the life of the loan.

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